Good crew it's cool :) http://xnxx.in.net/ xnxx - Buy one for a very short term. What if you are already in grad school and don't have a 529 plan? If you live in a state like Pennsylvania or New York, which offer generous state tax deductions for contributions, you can put the money in a 529, collect the deduction and then turn around and spend it almost immediately on your next tuition bill. Some states require a one-year holding period, some don't. Go to SavingForCollege.com to find the rules in your state.